I too was almost a victim of this SCAM MARK with Yes We Can Fin Service I happend to be checking up on the company and saw the complaints and the person complaining is right! he does take money up front when i spoke to him he wanted me to send the money through WU or use a wire transfer with walmart $4, 995.00. Why are you lying and deceiving people Mark? I was going to send you my hard earned money and you talk about honesty and integrity? He wont give you his physical address to even mail a cashiers check and his info he sends never has his company name on it. Wow real legit !