i told this company i did not want this card they shoved it down my throat by going into my acct in bank and taking $99.00 dollars and on top of that another 14 .00 making my acct over charges and nor have i ever recieved a card of credit to use soo basically they took my money without permission after being told no i dont want this card for the price your asking now or ever put my money back in acct and bank called them and they said it was send untrue it was not today is 3/162011 and its been a mth now