I purchased the Monthly Pass options (prepay for month ahead) to save money; out of numerous meeting days/times I can only attend Thursdays. Thanksgiving '09 fell on Thursday and Corporate says no credit given as I could attend other days. Same thing will happen Christmas Eve '09 so I will end up "eating" 2 weeks of my hard-earned money while cash paying members don't lose a penney by not attending when a meeting is not going to be held