well I was contacted by someone from this company, whom played themselves on being a bank. we have been waiting on word from a house loan we had applied for, and i thought i was talking to someone regarding this loan. when i found out who they really were i told them i wanted to cancel it, that i didn't want it, they told me it was too late, that they were going to charge me for something i did not authorize.

A person by the name of Angel called me offering to help me rebuild my credit with the purchase of their credit card. They would debit my bank account (the call was on 2/27/08) on 3/7/08 and 3/14/08 $125 each for a total of $250, and in return they would issue me their credit card with an available balance of $2500 with no apr. Like a fool -- I gave them my name, address, birthday, social security number, and account info to my checking account. I have not heard anything from them and they have no reasonable answers to my phone calls. I would like to institute fraud charges against them but do not know how.