First off, half you people are idiots. By law, US GOLD LINE has to make sure someone qualifies before giving any information about the line of credit. In other words the checking account has to be open and in good standing. And when you're taken through varification (the recorded line) it's done for your protection and the companies protection. You listen to the pre-recorded message and it talks about how it's for only online. To those of you who answered that you understand and agree with what you had just heard in the message for your new US GOLD LINE ONLINE MERCHANT FINANCE ACCOUNT as well as your first credit improve credit monitoring and said YES you just stated that you understood and agreed with what was just heard. If you were smart enough and actually listened you would know what exactly you're getting. And in the message it said the $250 opening balance deposit is NONREFUNDABLE. DUH! Next you are then asked for permission to debit the NONREFUNDABLE opening balance deposit from the checking account you provided on the date you guys confirmed. And, if you're money was debited from your checking account it was because you answered the question with a clear YES or CORRECT. The company is not a rip off, you guys are just too dumb to know what you were doing. So why don't you guys go ahead and apply for a cash advance, and get yourself some education. Learn to listen to what you're doing and answering to.

This company is a scam. I called to cancel my account, but they still took the money out my account. Not only that I contacted the BBB and the information they give me, is not the same information that they company gives out. They informed me that they only had one number to their company, which is not true, I found about 3 so far. The address that the BBB has, is not the same address in which they have given me. Please stay away from them!