Although it might have some reputable PayDay Loans company, I learn the hard way that their are also predators out there collecting your information then debiting your account for fees like $19, 49.98, 39.99, and 22.99. It is such a same because the reason a person would turn to a payday loan website is because they are short on cash and need help, but instead of receiving help, they are getting a headache and additional debt. Lucky for me, I had the funds in my checking, and it did not cause me to be overdrawn, but now I will have to change my account number.