Called 5/21/09; voicemail from foreign speaking person calling himself Officier Fox. Said I did Internet fraud with US National Bank on a payday loan issued to me on March 22. Suppose to be deposited in my bank account and I refused to pay it back.

Have my address and will start legal proceedings if I don't contact him back. All payday loans I've received did not come thru this Bank and they are being paid when I get paid.

Looked at all bank statement for this deposit but it is not there for time frame he is referring to. I have gotten 12 calls in the last 3 hours. I want them to leave me alone because the company does not exist and I am being harrassed because I went into several websites for payday loans.

How he got my information I have no clue but he needs to be reported to someone who will stop him. For me this is scary. Never had this come up before.