Man from this company, with very thick East Indain accent by the 'supposed' name of: ' Taylor Smith' which, is very coincedental because my granddaughter's name is Taylor & my maiden name is Smith, continues to call me & now, my best friend, threatening to sue both of us over as he stated were, "illegal practices" which I have absolutely no clue as to what he's referring to. He states that I used my friends name as a "guaranteer" which I have never done.