I WAS TOLD THAT IT WAS A CREDIT CARD TO BE USED ANYWHERE. THEN TO CALL THE NEXT DAY AND WAS TOLD THAT YOU CAN ONLY THEY USE THIS ONLINE. I DON'T HAVE A COMPUTER, I'M USING A FRIENDS.THEY TOOK THE MONEY OUT OF MY BANK ACCOUNT AND SAID IT WAS A 1 TIME FEE AND I TOLD THEM I DIDN'T WANT THE CARD, WITHIN THE 3 DAYS ALLOWED BY LAW. MY BANK WON'T HELP BECAUSE THEY DID THIS OVER THE PHONE. I ASKED HOW THEY GOT MY BANK ACCOUNT AND THEY WOULDN'T TELL ME. I WANT MY MONEY BACK, THEY CAUSED ME OVERDRAFTS.