I was searching for payday loan online and they make you believe you are approved so they need your bank information.Then they tell you you don't qualify.No way to get your info back they can use it anyway they want now!! I have got two charges this week for $49.99 plus a overdraft fee from my bank.Fraud department can't get refund for me because it tells them I received a payday loan and approved these charges.They give me number to call. 1-877-709-2811.Turns out "Ben" is at a place called Manila Center.The Phillipines!!(sp) He says I will receive the first charge back in seven days and have to wait another seven days for the next refund.Any one believe I will get it back??? What can be done about these scum??