I received a letter in the mail from this company that stated they had been unsuccessful in having any response from me either by phone or mail in regards to an account. Also that my fees were multiplying and this account will be going to court at the end of November with their legal team.

Also they found it important to inform me that if this goes to the attorneys, it will become very costly to me and they don't want to see that happen. Their instructions were to contact them as soon as possible to stop court proceedings and let us both work together to pay this account. Hand wrote stated 'Pay ASAP $189.99 to pay my account in full or this will go to court for a cost up to $200.00 plus additional fees, must be paid in full by 10/28/08!'

At first I could not figure out what or who these people were. The letter appears to be a copy of a fax that was then hand wrote on and copied again then mailed to me. I remembered ordering some magazines from my young cousin for a school fund raiser some time back and recalled that I had some problems with them after I paid a few of the bills.

I went back into my records and found the invoice for the magazines and sure enough the company read S.E.F. Publishers Marketing Services. The address was different: 2201 Cantu Court, Suite 210 Sarasota, FL 34232. My records show I contacted them on 03/10/04 to cancel and they stated to watch for info in the mail. I do not recall any info but I did not receive any magazines, bills or debts from my account until this letter I received today.

I paid with checks and the account used has been closed for some time. The bills from 2004 have customer service numbers listed and the invoice number matches the invoice number they site today.

About 6 months ago, I got a call from this company talking about magazine subscriptions and getting a $1000 online shopping spree too. Before I knew if I had gotten into paying $33.76 a month for 15 months. But hey, 5 years of all the magazines I like sounded alright. The second month, I had been charged twice that month. I called and got a nice apology and a promise it would never happen again. Next month, same thing and this time the lady promised me that I would skip the next 2 months and not be charged until December.

The next 2 months, same thing charged twice each month. I was very angry because all this money coming out of my account without me knowing was overdrawing my account and giving me fees from my bank. I spoke to a couple ladies on the phone, one just told me I was lucky because I did not have many more payments to go and the other lady said she did not like to talk to upset people and might hang up on me. After holding for 10 min, someone else came back on, said they would refund 2 payments and the account lady would call me back after she was not busy.

Never got a call back, but did see one of the payments refunded and i was starting to feel a little relieved. But now after looking at my bank statements from Dec. and Jan., not only was I charged $33.76, but now also $67.52. Now when I call the office, no one seems to be able to find my account!