with refrence to your personal loan application no RNDM00012416 for rupees 85000/- .I wish to inform you that i have a applied a loan from your side on the terms and conditions given below:

emi- 3359 @ 23% reducing on total value.

But i have received loan at emi of 3568@ which is much higher than the agreed (3359).I have already inform to Ms Neha/Mr Parvez to correct the emi as i agreed with them.But after so many reminders there is no response from your side.That why i have not deposited draft 85000.So you are requested to plz cancel my loan and collect your draft.Otherwise i have not paid any single rupee to you.

Thanks & regards

Sajid Nadeem 9810534337