I received this letter 7/14/2008 that RJM just purchased my Marine Midland Account Account # ***Date account opened March 9, 1989 social Sec # *** Balance Due $7, 589.20 and I have the opportunity #1, #2, #3 and unless I dispute the validity of all or part of this debt within 30 day after receipt of this notice They will assume the debt is valid. If I notify them in writing within the 30-day period. They will mail a copy of verification of the debt or the judgment to me and will provide me with the name and address of the original creditor for the debt. And I to check my credit and this is not on my report. As I to this day don't own any credit cards, and never filed for bankruptcy. These Acquisitions Funding LLC company's really need to stop trying to scam US were the consumers of there bull chap.