I signed a "non-cancellable lease to own" contract WITH TANGERINE at the beginning of the contract to purchase a debit/credit card terminal for approximately 1900$. 65$ went to LFG who finances the terminal, $35 to Elevon and Telemergis to process transactions. I paid religiously until the business went under. Because Pivotal Payments claim that I broke their contract because no cards were being swiped (I still paid my lease to own so as far as I am concerned, I did NOT break any terms) Pivotal penalized me $2337 for "liquidated damages"...I still have to pay LFG monthly even though the machine is collecting dust in my closet. A PENALTY WORTH MORE THAN MY PURCHASE?????? C'MON. Can anyone provide me any advice? is anyone considering like a class action lawsuit??? This nonsense should be stopped if we want small businesses to survive