This is a telecommunication company that I use to call philippines. To use their services you have to give them your credit card number and they charge you right away for whatever amount you want for you to call phil example $20 for a certain minutes.

The problem is when you call philippines they charge you even if you havent spoken to anybody. So lets just say you called 3 times and you havent spoken to anybody ( didnt even hear the phone ring) they start to charge you already. And this is automatic because they have your credit card number already.