This company is a TRUE RIP OFF!! Basically, you can not be late even a day or you will be charged $9.87 per day. You can not get a break down of your payments. You CAN NOT get your payoff amount. I was also told if you pay your car off early then it will cost more money, so this amount could not be disclosed for my benefit. I called to inform them that I will be late and they told me that it was not their problem and that I needed to go ROB A BANK or get a payday loan to get them their money.