I applied for a payday loan several years ago online but it was never approved as I had a prepaid debit card (greendot) and the routing/account number was not accepted because it was not an actual checking account. Recently PDL has starting calling me threathing garnishment if I do not make good on the loan I never receivecd. I am concerned because they have all of my personal information. When I told the agent who contacted me that I never received a loan and was not going to pay she stated that they had my ss# and hung up.