I applied for a pay day loan which is a bad thing in itself. Somehow one of the payday loans had a "Joint Agreement " with a card support that if you get one you get both. The catch is that if you don't get the loan you still pay 31.98 for the card support. This is really stupid because if you are trying to get a loan, you don't have money in the first place, but you are still charged $31.98. I think payday loans should be banned all they are is a scam to put you further in debt. Whoever started them should be put behind bars for taking advantage of the economy.