Patrick Parhami, an Attorney at Law in Tarzana gives terrible advise. I attempted to speak to him about my legal issue and he wasn't sure how to assist, nor how to direct me to someone that could help. He acted as though I should know what I was doing, when I am asking him for help. What a moron. I would suggest seeking any other means than his. If I worked for a bank and was his manager, I would fire him for not knowing what "the basic" rules are.