I recently discovered a series of debits from my business bank account from a company called " Entrust Bankcard" whom i've come to find out was the new alias of Paradigm Direct. These miscallaneous 15$ fees were explained to me as 'membership fees'? Entrust also has been unexplainably charging me a $19.95 monthly 'account' fee that arbitrarily began in Nov. 2010, ironically the same month that Paradigm allegedly changed to Entrust Bankcard. Very suspicous at best. Company refuses to respond to my inquires and demands for refunds for these unsubstantiated charges. Be very, very diligent before doing business with this company, they seem to be capable of debiting/charging their merchants without any disclosure, consent or justification.