I applied for a Orchard Creditcard and was approved, As I was filling in the info so they can bill my bank acct., I made an error on my acct. number and I called them to try and fix the problem. They told me that I have to wait til I rec a letter from them and probably have to reapply again. So not only don't I get my creditcard but I get dinged on my credit report. How in the heck Orchard bank is still around.