I'm Latheesh Thankappan, Singapore PR. On October 2009, one customer care officer from OCBC bank called me and offer EasiCredit pre-approved loan facility. As I was not looking for a loan at that time, I rejected their offer. But she insisted me to take that loan as there is no annual fee for the first year and there after I can cancell this loan account. On top of that, she offer me $20 NTUC voucher. So I agreed to process the loan and I received the Cheque book and ATM cards for the loan account. But I did not receive the voucher yet.

When I contacted the bank, they claim that the voucher is for the first 300 customers only. But during the conversation of the customer service officer to take the loan did not mention me any thing like 300 customers.
Now I wanted to cancell this loan account. they are asking to go the OCBC branch and submit the application for closure. I feel cheated totally.

Another thing happened with this OCBC bank is they sent pre-approved credit card conversion from normal card to OCBC titanium card with offer of $50 Robinson voucher if i spend above $100 on that card within Jan 2010. (This offer is for the first 300 customers). I spent the amount on OCBC titanium card and was waiting till now. When I contacted the bank, the told me that they have not counted the number of customers who spent the amount on the card. (till end of Feb 2010???)

This is totally cheating and I wanted to close all the deals with OCBC bank.