8 unauthorized charges to my PenFed Visa from Sept.2010 to Jan.2011; including credits and debits. I have no idea who/what this is. I never ordered/authorized any credit report or charges for same. Does this mean that they got access to my credit history? I want my money back. Col.R.L.Boyle

A charge of $14.95 has been added on my Discover Card. I did not order a report from this company, so have I ever seen a report from this company. Please refund the $14.95. Beth G.