They use tactics that include trying to engage you to argue and then use the same argument against you. This is old school stuff. There really have no negotiating skills. If they did they would probably make reasonable settlements and move on. I wonder if the companies that use these heathens really know what exactly they do.

They try to collect at least 4 times any disputed amount. Just crooks cit Technologies is the company they are representing. They will not provide documentation or contracts.

On the 25 January 2010 I called Wesbank to inform them that I would like to make arrangements with regards to my account. On the 15 February 2010 Wesbank sent someone to collect the vehicle and since then I have been trying to sort this out. I then came across McCarthy INSURANCE, which I have and not taken in to consideration to inform as yet, regarding my circumstances, as I was too busy trying to sort out FNB (My Home) and Wesbank (My car).I then phoned MCcarthy insurance 24 February 2010 asking if they could assist. Speaking to different staff at McCarthy ( Sherlina, Sandra, Khadija )they said that based on the fact that the debit order for January 2010 was returned. (which I knew) the policy was cancelled, which (I did not know)so after 1 debit order has been returned the Policy from McCarthy Insurance Services gets cancelled. At this point in time while sorting out issues with Wesbank, FNB and other institutes the smaller accounts were still to be attended to. Not much of assistance from these ladies.We have not had any defaults or unpaid debit orders previously. I am in the process of trying to save my home, vehicle and children’s schooling all at once.

In April 2009, my car was sent to McCarthy Toyota (Hatfield) to have the brakes checked, car was returned to be told nothing wrong. On 17082009, car was returned to McCarthy Toyota (Hatfield) as something had happened to my handbrake and yet again the complaint about the brakes - repair R2291.40. From Aug to Oct I kept saying that the brakes were still a problem. On 210 I called McCarthy Toyota (Hatfield) and spoke to the Service Manager Mr Peter Horn. When I explained to him what my problem was & told him I had driven 2 other vehicles & their brakes were sharp, I was told I must not compare 'Apples with Apples'. He said I must bring the car in during the course of this week and we will go for a drive together but he can assure me that's the way the brakes are & they are still 100%. I wasn't happy with the comments and booked my car in at another dealership - McCarthy Toyota Arcadia for 07102009. The brakes were in fact defective and a further amount of R1936.75 was charged to fix the brakes. When calling Hatfield Branch I was given a long story why these breaks were fixed in April etc. The service is pathetic at Hatfield and I will never send my car for a service there.