i went to the site thinking it could send me a card so i could use out here in the world so i could shop at walmart maybe at the dentist then they gave me a call telling me that they got my applacation from online. and that i have a 10, 000 credit line i said no thats too much i dont want that and they said more stuff that they could offer and i said no!no! i dont want it.before this telephone conversation i had gave MY INFOMATION THINKING THAT I WAS GETTING A CARD .WELL WE SPOKE CAUSE I WAS VERY UPSET i told them what had happen and that i wanted my money back and they said well as we told you its non refundable and i said i never agreed to anything like that and they said well we told you.what you can do is go online and buy something for 99.95 and pay the shipping and handling and i said thats all and they mam im sorry yes thats all and hung up the phone.