I received a summons to appear in court in Queens NY for a Bank of America credit card charge. I know this is fraudulent because I have not lived in NY for 10 years and never opened a credit card there. They even sent the summons to my mother's new home to which I don't even know the address. I contacted Malen and Associates and was dismissed rather quickly and told that they would send the paperwork to my current address. I never received anything. I googled Malen and Associates and found a slew of scam warnings. I'm now confused as to what I should do next. I'm not sure if there is an actual judgement against me or if this is a ploy to get money.