i had a date set up on 4/24/09 for a activation fee of 79 dollars. i called lpc that day to let them no that the money would not be available, they then told me that they would have to send it through anway, which i didt understand it wast like i owed them the 79 dollars. after them sending it through anyway, i was charged 37 dollars for return check. lpc sent for that payment three times 5/1/09 lpc got the 79 dollars out my account which caused me to have a overdraft and a charge of 37 dollars. the authorization was not for 5/1/09. i should not have to come out the pocket for bank fee's when lpc wants me to become a customer i dont owe them anything and never purchased anything from lpc.