July 23, 2009
ATTENTION!!

THIS COMPANY MUST BE STOPPED
THEY ARE LITERALLY ROBBING CITIZENS

I am one of thousands!! My financial institution informed me of crediting thousands of customers daily. YOU MUST READ!!

LOW PAY CARD – is pretending to be a loan company offering to advance cash to citizens needing a loan, ultimately denying the loan once they’ve gathered all bank information.

Once they’ve acquired all bank information, a follow up email advising that your account will be deducted processing fees which total over $300 knowing that the customer will decline or cancel the process. Once the process is declined, they will give a cancellation notice and advise that there will be no refunds.

The company is extremely misleading, provides absolutely no services what so ever for the customer and will continue deducting funds from the customers account even if the customer cancels.

I am not the only one this has happened to, my financial institution Bank of America advised that this is happening to thousands of innocent people daily and the company refuses to give important information regarding their organization.

My bank contact for verification is Beck Coste: at 843- 416-2730 to verify this information. This company needs to be shut down!!!

My name is Marcee Valentini 3266 Morningdale Drive, Mount Pleasant, SC 29466
And my contact number is 843-884-0753

I am acquiring a list currently of all customers that this has happened to and will follow up with that information in the next six weeks!!!

Please look into their process of acquiring these accounts and their practice of misleading customers to get into their bank accounts.

THIS IS CRUTIAL INFORMATION AND SHOULD BE LOOKED INTO IMMEDIATELY!!

They operate under the name Low Pay Card and their addresses are as follows:

P.O. Box 21804 Los Angeles, CA 90021 as well as
7853 SW Cirrus Drive Beaverton, OR 97008
And their website is: https://www.mylpcard.com/

When a customer calls once the funds have been removed, they are very rude, offer no information and refuse to return the funds. Not only that will continue removing funds from the account even if cancelled!! PLEASE ASSIST!
if you want to discontinue the membership.


Response to several customers like this one:


I received a catalog on the 13th of the month and the 14th was the cut-off date for canceling. One of the rules of cancellation is that all the 'stuff' that is sent with the catalog has to be received back within 30 days. I believe they plan that so you can't get out without being tied up in their contract.

The fraud department of my bank is working on getting part of it back, but I'll probably be stuck for $120.00.

I wanted to get a credit card and one of those sites came up that was $19.95 processing fee for a credit card so I got approved. The lady called me to confirm everything and got my bank account information. I can't remember the lady's name but she told me at the end of the conversation it would be a $79.00 processing fee and $120.00 toward the card from my account. I told her I didn't have that kind of money and that the website said $19.95 for the processing fee and that was it. She said no and argued with me so I told her I had wanted to cancel the order then because I didn't have that kind of money in my account. She said thanks and hung up on me. I had e-mailed the company, called the company, and so on and had gotten charged for the $79.00 and the $120.00. I called for the 9th time and spoke to a guy named Ryan and told him that the lady hung up on me and that I had wanted it canceled and the whole story of what happened. He told me 'well, we've already sent the membership kit to you so there's nothing we can do.' I told him I had canceled in the first place but got hung up on because I didn't have the money and still got charged which caused my bank account to get closed. I talked to my bank and they told me to call the company and talk to one of them to get my money and I told them I have already e-mailed then, called 9 times, and then when I received the kit I had wrote a letter saying I wanted my money refunded to me. I was checking my online bank account to see how much money I had because my rent is due and notice I had $99.00 taken out of my account. I looked to see who took it out and it said the Low Pay Card Inc. I have e-mailed then several times, and called and they will not refund my money for something I didn't want to order. So totaling everything they pretty much stole $298.00 from me causing me to not be able to pay my rent and messing up my whole bank account. So I would really like to have that money refunded back to me like I had asked in the first place. I have a son to take care of and having low life companies stealing hundreds of dollars from me. Thanks.

This company took money from my checking account once they said was a debit and the other was a check. My checking account has been closed and thanks to them I owe my bank which has now sent it to collections $400.00. That's not including what I had to pay to stop them two other times. The rest was done after I had taken everything out of my account so that they would not be able to get my money. And then I find out that they had charged again. I want my money back and all the charges I have been charged from my bank back from these thieves.

I HAVE NOT RECEIVED MY WELCOME PACKAGE,
I WOULD LIKE TO USE MY CARD,
I HAVE GONE ON LINE TO ACTIVATE THE CARD, AND
THE 79.00 HAS BEEN DEDUCTTED FROM MY ACCT.
I WOULD LIKE TO KNOW WHAT IS GOING ON.

THANK YOU MYRTLE

I did not realize they were going to go into my checking account numerous times and when I tried to cancel over phone was told I had to wait to receive welcome kit before I could cancel. Well, I have not received the kit yet and it has been 3 weeks since that conversation with a csr. After visiting their website, I discovered that I could cancel over the phone but was told that I could not do so. This card is a scam and I hope by writing this letter I can prevent someone else from falling for this scam.