BEWARE when applying for a loan and my advice DO NOT USE a particular company which does a 'so-called' search for you. NO Money back guarantee, if they do not come up with a suitable loan for you then they still take your money, in my case putting me in the red. No overdraft, so bank should have refused, but then they will get a hand-out also in charge for going overdrawn (rat race).

Lets not forget also 'payment guard', goes hand in hand, and they too take their little hand-out (from your account). They ignore your requests, they rarely answer the phone and THEY are the likes of whom bombard you with calls, text messages, emails, it is harassment and 'mental torture'. My personal view, DONT APPLY FOR LOANS' ONLINE, I made the wrong choice. Payday Loan Companies also on the Hitlist.