My son was enrolled in K-12 Free Homeschooling for the 2009-2010 school year. After being billed for the shipping of my "free curriculum", I fought for months to actually get it. The material was not at all as described but we finished out the year. I returned the discs the last week of May. On 12-21-10, Learning by Grace charged my debit card a total of $200 in four seperate transactions. Of couse, you can't actually speak to someone so I began a live chat. They are always rude and she told me that I was being charged for unreturned discs. I explained that I returned them and she went on to say they had a room full of discs that could not be linked to the student they were being returned by. She said it would be a week before someone in "that" department could get back to me. I never gave them permission to bill my credit card. Their website will not allow you to remove the card you used to pay for the shipping but I did not have "enable auto pay" checked. When I returned the discs I "chatted" with a representative about remocing my credit card. She informed me that since the school year was not actually over, I had to keep the info on file but she ensured that not only would the information be invalid if my child were not enrolled for the next year, she also ensured me that my card could not be billed if "auto pay" were not enabled. Now, I am out $200 and disputing the charges with my bank.