Yes my name is clettia beaterice estes, im 64 years old, and i do business with kentucky bank in clark county kentucky, i have loan officer name is cathy newkirk she has worked with me in every way possible to save my home, but cathy hill in kentucky bank paris, has not help me in any way, wont return phone calls, wont refinance in these hard times, she has foeclose, she is putting three familys out on the streets, my brother who lost wife in december of 2008, my sister who is disable.please dont find your self in this shape with a bank that wont work with you clettia b estes.