I ordered an IMac form Apple computer ( financed by their online finance company ) Juniper / Barclay VISA in April 2009. It arrived with a defective video card. Apple replaced this defective computer with another Imac - which had defective ports. Apple replaced this defective computer with a Macbook - that ALSO had defective ports. Finally - a Macbook Pro arrived - which has functioned properly. The last computer was sold with 100% interest-free financing for one year. I have made a total of $1422 in monthly payments to Juniper / Barclay VISA in 4 months. Last month I was charged a $39 late payment fee AND a $22 finance charge. The VISA representative told me that my check had arrived TWO days after the due date. She said rthat she would NOT remove these charges.

Stay away from - ANYTHING - that 'APPLE" finances...