around the 15 of December i checked into an email i received having kids in school, it was information about grants, simple cost was $2.29 and as i read further down i decided to stop the transaction and got out of it. There was nothing I read to pay out another $39.95 and it should not have been taking from my account. I did not give any permission for this transaction to take place. I would like my refund and this matter closed. Judy Fearin