I received a letter from PCH stateing I was the third place winner of one million dollars and sent a check for $5, 340.00 and to call Richard Banks. I did and he told me to deposit it and call him back I did and he told me he will call me back. He never did. Extraco Bank held the check for five days. The bank said the check was returned and was charged to my account they change that because the City Financial and Firrst Mass. did not have account on file. Cathy Stewart CFO signed the letter.