THIS COMPANY HAS CHARGED MY CHECKING ACCOUNT $19.95 AND CERTAINLY DID NOT HAVE THE AUTHORITY TO DO THAT. I BELEIVE THERE IS A SCAM GOING ON WITH THESE PEOPLE BECAUSE I NEVER RECEIVED ANY SERVICE OF ANY KIND FROM THEM . I WANT THE MONEY RETURNED TO MY ACCOUNT . I HAVE REORDERED A NEW ATM CARD AND WILL FILL OUT A FRAUD COMPLAINT WITH MY BANK.