I signed up to find an old friend and opted to pay $7.90 for the information. One week later, a $19.95 charge showed up on my credit card after the $7.90 charge.

I called the toll free number on my credit card statement and discovered that I was signed up for an identity protection program I've never heard of.

I called the number, sat on hold for 5 minutes, reached a nice lady who said she would reverse the charges.

Since my credit card comes out of my bank account, I would not have known I had less money in my account if I didn't check the balance daily.

These people are crooks.

I am very web savvy and I know when I've approved a transaction.

I'm also reporting them to the Better Business Business Bureau.