I alway have money from my checking account for credit protection, but this company stated I signed up on 2/18/11 for this account but they were taking money before this date. I called freecreditreport.com to ask if they knew about this and stated I have only one account. when I go online freecreditreport.com name comes up. I am being charged $14.95 on one account and $29.95 on another. I can't stop because there is no POC or phone number.