I never applied for this service nor was i ever told that this money would be taken out of my account. I called and spoke to a woman who said her name was Janeth and was told that my money would be refunded, i want that money back in my account ASAP or i will be contacting my lawyer and i am going to call the Better Business Beraue today. You cant just take money out of peoples accounts without their permission under false pretences such as a loan. The ONLY thing i did was apply for a loan and i NEVER authorized any one to take money from my account for anything. If this money and the overdraft fee that i was charged is not back in my account by the end of today then i will be bringing legal action against you. Trust me when i tell you, this time you have scammed the wrong person...