HSBC BEST BUY CREDIT CARD
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Category: Services
Contact Information
Michigan, United States
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HSBC BEST BUY CREDIT CARD Reviews
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wills woes
March 31, 2010
Late Fee Charges
I purchased a Television in December of 09 and opened a credit card thru Best Buy at the time of purchase with a 0% interest if paid in full within 36 months. The minimum payments have been around $15 per month and in Januarary I paid $129 . Then my next bill was due Feb 28th and I paid the bill online on March 1st ( one day late), then my March bill was due sunday March 28th so I paid it online on Monday March 29th. When I went online March 29th I noticed 2 late charges of $39 each for the Feb payment and the current March payment. One day late on 2 payments and $78 is telling me that HSBC is trying to make money off me becuase they offered the 0% interest for 3 years, not my fault. Most credit cards and lenders offer a "grace" period, but this sorry, worthless, greedy, terrible company apparently does not. I have called them and emailed them about this and they are not willing to budge. If you are thinking about getting a HSBC card I would strongly suggest you look at other cards if available. Once my card is paid off I am canceling it and cutting it up and never using HSBC again!!!
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zomebielion
May 15, 2009
late payment/intrest lies
Well, i'm writing this in hopes of detering anyone from getting a credit card from these jackals. i got a card from them in feb. with a credit line of 1000 u.s.d$. i intended to only make a few small charges here and there, never to go over 200$. well, while i was there they informed me that if i didnt spend over 500$ i wouldn't get 0 financing for 12 months. so ended up choosing the "approved items" for 0 percent financing for 12 months and actually went to 550$. so i figured everything would be smooth sailing from here. as time went by some unforeseen car trouble came about and i decided to pay the minimum for the first two months, on top of that i always paid online 1 or 2 weeks in advance. sadly, i just got a letter from HSBC saying i had late payments, so it jumped my balance over about 100$. to make matters worse, it claimed that the interest would take effect in august. i'm not a mathmatician, but thats only 6 months. i'm going to do my best to get rid of this plague, and talking with those fools is like talking to a wall. not only do they not care... but i can't even understand them, that is when they're making sense, which is hardly ever. don't get suckered like me, get a personal loan from a bank... anything but them. i really hope they end up like circut city. what goes around comes around douche bags!!!
p.s.- if the company is reading this... let me know of you want my soul too. hah
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POWE
May 8, 2009
CLOSED ACCOUNT WITHOUT MY KNOWLEDGE
HSBC CREDIT CARD SERVICES OPENED AN ACCOUNT FOR ME IN dEC 2008. I PURCHASED A LAPTOP FORM BEST BUY UPON OPENING THE ACCOUNT. I DID NOT RECIEVE MY MAIL WITH MY CARD AND ACCOUNT INFORMATION IN TIME TO MAKE A PAYMENT. SO MY 1ST PAYMENT WAS 30 DYS LATE. I CALLED HSBC AND TOLD THEM WHAT HAPPENED AND THEY SAID NO PROBLEM THEY WOULD GIVE ME A CREDIT AND THAT WAS IT. I'VE BEEN PAYING ON MY ACCOUNT BUT NOTICED ONLINE IN MY ACCOUNT I DID NOT HAVE ANY AVAILABLE BALANCE. I CALLED THE BEST BUY CARD SERVICES TO ASK WHY IS THIS. THEY INFORMED ME THAT MY ACCOUNT IS CLOSED BECAUSE IT WAS 30 DAYS LATE THAT 1ST TIME. I WAS NOT CONTACTED AND TOLD OF THIS. I HAVE NEVER HEARD OF SUCH HAPPENING BEFORE. I SPOKE WITH ANGELA AT HSBC BEST BUY CREDIT CARD SERVICES AND WAS TOLD THIS. I WILL CONTINUE TO PAY OFF THE CARD BUT THEN I WILL NOT BE ABLE TO USE IT AS THE ACCOUNT IS CLOSED. IN THIS ECONOMY THIS BANK HAS NO REMORSE AND ESPECIALLY WHEN PEOPLE ARE ACTUALLY MAKING PAYMENTS THIS SHOULD NOT HAVE BEEN THE CASE.
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bumpman
April 20, 2009
change to my avail balance
I have (or had) a best buy HSBC credit card. I never made a late payment and or ever missed a payment. I had a 3500. available credit line. Last week I paid off in full my small balance on the card. Today i went into best buy to purchase a new lcd tv. My credit card was denied, while i was in the store i called HSBC. They stated that after i paid off my balance They reviewed my credit and dropped my available balance to $350. this was done without any knoweledge of my own. I told them to close the account and they "Best buy" just lost a customer. These banks are running rapid with no accountabilty. All on our tax payer money..needless to say our government failed.
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