Home loan
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Category: Business & Finances
Contact Information O'Fallon, Missouri, United States
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Home loan Reviews
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Deceptive Practices/Insurance Fraud
April 29, 2011
Deceptive Practices/Insurance Fraud
My mortgage was sold to Nationstar. I have made every payment on time (set it up to auto pay from my checking account). The mortgage is on a condo, and as part of the condo fee have insurance in the event of hail, fire, earthquake ect. In addition, I have an additional policy for $158, 000.00 the sale price of the real estate and personal contents. I also have PMI that I pay on a monthly basis. Since Nationstar acquired the mortgage they arbitrarily assigned their own insurance (note: turns out with investigation, from an insurance company they own) amounting to $10, 000 annually. They are currently escrowing the $10, 000 they arbitrarily assigned, as well as, assessing late charges for not paying an additional amount for insurance they felt was "necessary" to protect their interest. In addition, to this insult to injury, they are destroying my credit by reporting that I am not paying the $10, 000.00 additional insurance. Surely something can be done about the deceptive practices that this company.
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Richa Sharma
August 18, 2010
poor service
YOu sending mails for new loans i had to tk car loan but not not from Kotak as till the time Bamk dosent get the approval from customer regarding he/she is taking loan till that time people (staff) would keep calling and taking care once it is one no one is even bothered about the same...
I have taken Home loan and i Guess u also aware about the case.First wen cheques were made a big GOOF UP was done by issuing wrong cheques was there no one to check weather cheque is prepared correctly or not.After all this mess got over on r4th I have been trying getting in touch with ur colleagues for my registry but nothing POSITIVE no response called manas said in meeting wud get back 4 days gone by nothing till now.Surender said wud checxk from legal and get back no response.Only bhupesh from DWARKA BRANCH(BRANCH MANGER) was helpfull.Gaurav had hius own things later though he did wht we had told him on 2nd august unncesary there were hasseles
WHT TYPE OF SERVICE U GIVE.I had so much expectations but now it is a bad experience of life taking a loan from you people.Would never recommend any1 to go with KOTAK as i have faced so much.its been 14 days no one is able to give me a answer where the registry is if u guys have got it REQUEST you to plz senbd me a copy as it is required by me.
'
This is not the end of the issues THE PRE EMI was committed to be charged from 1st aug to 4th aug and was supposed to be deducted on 5th till now nothing has happened neither it has got deducted nor in written have got anything from you all..
Iam Sorry to say please stop torturing or would be forced and bound to take some step which i really dont want ..Need HELP PLZ REVERT ASAP.
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AngryMichiganHomes
June 10, 2010
Changed Locks without notice
We have been workign with Everhome to go through a short sale on our house. WE finally get to the point where they say, we are going to approve the short sale, we are just waiting for one more document to be returned. Should be soon. Great News, Right?... That was until I get a call from the buyer that says, we are tryign to do the apprisal, , but cant get back in the house, the locks are changed. What??? SO I rush over there to find my deadbolt pried out of the door and replaced with another. SO, now I can not get in my house and the buyer walks, thinking I am in foreclosure. I call Everhome and they say " we do that all the time". After talking to a lawyer, I find out that is illegal in Michigan. I call them back and really get into it. That is when I find out they are "taking bids" on our appliances, etc. I have just about lost it at this point. These guys are the worst bank I have ever dealt with. Complete liars. Will blow smoke up your A%& while they steal your wallet.
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Sajan Bhatia
April 14, 2010
Attitude of Recovery Man
Kaushik, 9711201670 working in recovery in New Delhi, Deer Park branch, B-6/7, DDA Community Centre, Safdarjung Enclave, New Delhi. He has such a bad attitude to speak with the customers, I am with Deutsche since it was BHW it is more than 5 years.
Due to some financial problem, my one EMI is pending which I have told to pay by next month. I want the provissional certificate for the year 2010-11 which needs to be deposited by 15th April'10, which on asking he litearly abused. I was shokked how can a person abuse his customer. I was in requestive mode but he banged the phone and told not to call unless you clear the dues. This is just rediculas on the behavior of your employee.
Please take the immediate action on this and revert back ASAP.
Mu email : [email protected]
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Dr Sachin Parab
January 20, 2010
Not received the cheque when loan was refused
I have applied for the home loan to HDFC home loan dept. Mr.Anil Goher was the agent who said that loan will be done as I had all the necessary documents. But my loan was refused because I am associated with one spiritual organisation & HDFC feared that I will donate the flat to the spiritual organisation. BUt I received the loan from DHFL and they gave loan in flat 10 days as I had all the necessary documents and they did it faster as I was associated with the spiritual organisation. This showed the difference in the value system of the two.
Now when I asked for my cheque, there is no communication from Mr.Anil Goher & Ms.Preeti who are looking after my file. Now it is more than 2 months, I am waiting for my cheque. My file no is 218440455.
Please do the needful
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AmitSinghNegi
December 31, 2009
Loan Disbursement
Hi,
I allready got sanction letter from ICICI and when i want money they told me that they will not going to fund this property. I have allready informed about the property before applying for loan, that's why i write below mail to icici.
ICICI really a true unprofessional bank who dont' care about their customers.
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I have applied for Home Loan for Rs.20 Lacs from ICICI and it took them 2 months to sanction it after my regular follow up with them. Day before yesterday (29.12.2009) I called and come to know that that Management has hold the decision to fund the Project/Property. I have already paid the booking amount and by the end of Jan ’2010, I need to pay the balance amount (I have opted for cash down).
I have no idea how a big Financial Organisation like ICICI can withdraw from their decision even though I have informed them the property I am planning to purchase before applying for loan. I am shocked that the Branch Manager Mr Manoj suggested me to look for some other bank. I have already paid the processing fee and the Sanction letter is with me. Whom should I contact so that my issue/problem is resolved ASAP? It clearly shows that ICICI sanction letter don’t have any importance and you are really true unprofessional bank who don’t’ care about their customer. In future I will try my best not to deal with your bank in any means and also try to close all the relationship with your bank. I have currently holding 3 bank account, 1 gold credit card, 1 loan account. I know this will not going to affect you or your business.
As I have already informed that I need to pay the balance amount by the end of Jan’2010, I hope to get an answer from you ASAP. Please look into this and do the needfull ASAP. "
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rajeev singh
September 22, 2009
ficticious over due charges
t i have home loan from icicibank they wrongly charged over due charge due unavibility of cheques but they not inform about the non aviabilty of cheques
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PUNEET SAREEN
September 5, 2009
Harrasment & No Communication
Rate of interest Reviesed but no information (Communication letter) from GE money. miscommitment & no reply.
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TPShaha
August 30, 2009
Refund & A/c Statement
Respected sir,
My Home loan A/c No is - LBSAR00000350226 in the name of Thakordas p Shaha & Rekha T. Shaha. This Loan is taken from Satara (Maharashatra)
I Need my home loan a/c statement & I pay EMI plus Extra money
But i don't know current status of my a/c
so please i request you give me a/c statement & Refund amount is it done by calculation
Thanking you
Regards,
Thakordas P Shaha
9730009655
9890359005
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Justin
August 29, 2009
Fraud Promotion
I wish to inform all through you that the Claim of “A HOME LOAN IN 6 DAYS” is totally a fake drive by Bank of Baroda. I am saying the same in purview of my Brother (Not mentioning the name) experience.
He is currently an employed with a software giant company in Kolkata, Sector 5. The company belongs to one of the India’s big business groups. My brother is working there for more than 5 yrs and currently drawing a CTC about 7 Lac per annum.
My brother had applied for the housing loan on 15th June 2009 and today date is 28th Aug 2009. Still the loan status is under processing and this is totally due to non-cooperation of the staffs & Bank Manager.
Now, it is you to decide whether to promote for them or check the truth of the matter and help others.
Regards,
Mr. Kunal Mitra & Associate(s)
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