charge on Visa card of 49.47. Called number listed on statement and representative asked for e-mail and credit card's last four digits, and zip code. She could not tell me what product or service this charge was for. She then proceeded to tell me that this was not a Visa card, via card's last 4 digits, but a Mastercard AS I HAD CHASE VISA STATEMENT IN HAND! Total scam. Legislators should move post haste in passing stringent laws against these all-to-often online frauds, with severe criminal prosecution. My time in refuting/contesting these flagrant outfits has become more and more infuriating.