Filed chapter7 final 12-8-09. this is 7-13-10, still want ins. payment i still owe such &such . talked to the bankruptcy officer at first franklin to make sure everything was under control he assured me it was. now 7mo. later, still wont let it go. what do you people want? i know you received copies of everything from chapter court. i dont know why i keep receiving all these letters. i made several calls to the bankruptcy personel at first franklin. wanted to be sure they had got everything. the man told me it was ok to let ins go, he would send a crew out to winterize the home that i was free .i kept ins through dec. 09.