I received aletter from FIA card services dated july, 06, 2009
Reference No : 0264342936
It states that thy are unable to appove the credit card application due to deliquency, derogatory public record(s).

My complain is I have never applied for new credit card to them in recent past twelve months ( From july 14, 2008 till today July 15 2009.)
As all inquiry to credit bureaus add negative to my credit report, I urge you to take necessary steps .