Ordered advertised kit giving access to government grants with intention of returning to school. Advertisement was for a free kit or guide, consumer asked to pay only the shipping charges of $2.97. Upon receipt of user name and password, I attempted to access the website with no such luck. Well I guess that's a prime example of there being no such thing as a free lunch!! I was ripped off just like everyone else who has fell for that ruse and like most, it was indeed the first time ever that I have ordered anything off the internet and will never do so again. I read one complaint where they are attempting to acquire even more monies fro the account of a consumer's debit card. Should I alert my service to stop payment, eventhough there is nothing on the card at this point? I would hate to be charged with any fees from my debit card service re: insufficient funds.