I had a brake down in my car, I called and ask if it would be covered. I was told that " A timing chain and a timing belt are the same thing." I had the car towed to a shop and after the shop finally was able to talk to someone (after 4 days) They told them that they would not cover the braked down. So if you call US Fidelis for an extened warranty, good luck getting them to pay for the repair!!!