I was recently charged $7.95 on my credit card by BSM/SBA Express. At first I didn't realize where the charges came from but I recalled that I accepted some free software when I joined keystrokes4cash.com. I have never used the software and definitely have not authorized that any charges be made to my account. The website associated with the software is www.fastsbaloan.com. I tried to contact the number shown beside the charge on my credit statement to remove the charge and close and remove anything that associates me with this software. I was unable to speak to anyone. The number is 1-800-986-2640 with the letters NV beside it.

Please give me any suggestions on what I can do to correct this problem. I do not want to ruin my credit.