I need a loan modication for my home. I let the company take 1, 000 out of my account. I called to speak to James Lowe who was suppose to be the manager, he told me that he would call back and never did. Noe I am paying more a month because I am in forebrancce with my home. I an sick. Those devils are ripping people off and dividing the money. I hope that they get what they deserve and get caught.