It's a scam, they will take your money. do not call or make any deals with E-loan. They know about the scam that people are doing from canada using there name and they haven't done any thing. they will call you and ask you for a loan insurance after telling you that you have been approve for a loan with a 9% apr. Name of the person that called me TERI phone number 18662912444. I'm calling them everyday. I know Im not getting the money back but I will keep calling intill they change or cancel that number.