The only person kevin is helping is himself. By the time you find out he is charging an extra $ to your debit card he has the money and all you gain by cancelling is that he wont get another $10 from you. He is getting money legally by getting the first charge or may be more until you realize they are taking money from your bank account. SCAM but legal. SCAMMER, it no different than the hacks that steal from you in the night.