I paid the 14.95 to Credit Report.com for several months. They never found any problem with my report. I cancelled the service 7/21/2009 and suddenly I have a fraudulent charge to my debit card. I find it very interesting that after over 40 years of never having any fraud involving my credit, that this has occurred 9 days after cancelling. I don't know if this is just coincidental, but it does raise flags in my mind. I have the name of the person who handled my request to cancel and I will include all this information in my police report. Again, I am not saying there is a connection, but I do want an investigation into this company.